A powerful and easy to use Loan and Property analysis tool.

Available now on the AppStore.

iHome Features

Loan Analysis

1. ★Complete analysis screens with multiple Graphs (Line, Bar, Pie Chart) to show affect of changing loan variables. (Tap to Change)
   

2. ★All Functionality runs locally on iPhone/touch , no internet required (except emailing)
   

3. ★Calculates standard loan repayments
   

4. ★Multiple payment/compound frequencies (Annual, Semi Annual, Quarterly, Bi Monthly, Monthly, Semi Monthly, fortnightly and Weekly)
   

5. ★Interest Only and Principal and Interest loan type support.
   

6. ★Split Loans (including interest free / fixed period and variable fixed/variable periods)
   

7. ★Set a payout year for each loan which calculates cost of discharge/Balloon Loans.
   

8. ★Set a comparison rate offset (i.e +0.5%) to automatically calculate a what if payment scenario for each loan.
   

9. ★Setup extra payments against a loan to calculate savings and time of loan reduction.
   

10. ★Setup Fees and Charges to calculate cost over Loan term
    

11. ★Set Loan start date to calculate actual payment dates.
    

12. ★Calculate the "Real (effective/APR)" interest rate using all loan variables against advertised rate.
    

13. ★Amortization table support with cumulative totals including all variables (extra,fees). Emailed table includes payment dates.
    

14. ★Full Email support, Graphs are redrawn as "printer friendly" and sent and a html file including extra detail in amortization table.
    

15. ★International currency support
    

 

Loan Comparison Features

1. ★Graphically compare loans to see which offers lowest total cost.
   

2. ★Compare loans by Monthly Payments, Total Paid, Total interest, Termination year balance, interest and payments, Final Payment Date
   

3. ★"Tweak" any loan from comparison and instantly see change on graph and figures.
   

4. ★Property Analysis Features
   

5. ★Analyse Equity of a period of Time
   

6. ★Analyse Equity vs Loan Repayments
   

7. ★Calculate LVR
   

8. ★Calculate Stamp Duty Purchase Costs (Australia and UK only)
   

Other Features

1. ★Full Email Support for Loan and Property Analysis
   

2. ★Amortization screen to show Loan at any period
   

3. ★Mortgage Glossary Localized for Australia, Canada, USA , UK
   

4. ★International currency support